Cards

Master Islamic Credit Card Platinum & Classic – Schedule of Charges:

Master Islamic Credit Card Platinum Limits:

Key Features (Islamic Platinum & Classic Card):

• 100% Shariah-Compliant – Designed based on the Ujrah model (fee-based structure) in accordance with Islamic banking principles.
• No Interest (Riba-Free) – Absolutely no interest charges; all transactions are fully compliant with Islamic finance guidelines.
• Global Acceptance – Use anywhere MasterCard is accepted, both domestically and internationally.
• ATM & POS Access – Withdraw cash or make purchases easily and securely.
• Safe & Convenient mode of payment: credit cards contain different parameters which makes it the safest card.
• Useful mode of payment during emergency.
• Higher limit facility compare to Debit Cards.
• Highest availability & functionality all the time: credit cards will be functional even if our host is down or network issues.
• No Need to carry cash.
• Preferred mode of payment in most of Destinations/Locations.
• Pre-Authorization transactions facility.
• Easy to manage payments and monitor transactions anytime.
• Immediate Refund Reversals (if any) compare to other Cards

Extra Privileges of Master Islamic Platinum Credit Card

• The DragonPass Travel should always feel like a pleasure. And, with the Platinum Mastercard® Lounge Program it does.
• Platinum Mastercard cardholders can download the Mastercard Travel Pass mobile app and get access to: Unlimited, complimentary access for you* to over 25 regional and international airport lounges across UAE, Saudi Arabia, Jordan, Kuwait, Egypt, Morocco, USA, UK, Canada, Germany, France, Singapore, and more. Access to business facilities: email, internet, phones, fax machines and conference space in some lounges Complimentary refreshments and snacks.
• Costa Complimentary Food and/or Drink items in Dubai Airports: Make the time you spend at the airport more enjoyable with Costa. Enjoy a complimentary food or drink item whenever you are flying through one of UAE’s airports with your eligible Mastercard card and selected Mastercard® Lounge Program. Redeem your complimentary Costa items through the Mastercard Travel pass app: - Consumer Platinum and Titanium, and Commercial Executive and Business Mastercard®: Up to 1 item from a pre-determined food/ drink list.
• Budget Truck & Car Rental: Get access to affordable car rental offers with Budget. With your Mastercard®, you can enjoy access to: Up to 10% off your next car or truck rental
• Rentalcars.com Discount: Explore at your own pace. Enjoy an exclusive 10% discount when you book your preferred ride with Rentalcars.com using your (Bank name) Mastercard. Visit the Mastercard page on Rentalcars.com by clicking ‘Book now’ below Search and select your preferred car Book your ride by paying securely with your Mastercard Enjoy an exclusive discount at checkout
• Booking.com discount: Get 10% money back on your next stay when booking it on Booking.com Planning and booking a trip or a vacation is made even easier with Booking.com and Mastercard. Use your Mastercard to book your next staycation or vacation on booking.com’s Mastercard landing page and enjoy up to 10% money back across millions of properties locally and around the world.
• IHG Hotels & Resorts Offer: Open up your world with true hospitality for good Explore IHG Hotels and Resorts offers when you pay with your Mastercard:15% discount on ‘Best Available Rate. A complimentary welcome drink on arrival at the relevant Participating Property. Complimentary late checkout from the Participating Property (i.e., checkout at 16h00 at the latest)
• Cleartrip Flight & Hotel Booking Discounts: Discounted flight and hotel bookings on Cleartrip Going on a holiday or booking that business trip? Book your flight ticket or hotel stay on Cleartrip using your eligible Mastercard® card and enjoy: 8% off for Platinum cardholders with promocode: MCPLATINUM
• Medical Tourism Concierge: Get treatments with the best medical experts, hospitals, and clinics in India, Turkey, UAE, Germany, and Thailand. Connect with the best medical experts and hospitals and clinics to identify the right healthcare options for you and get up to 10% discount using your eligible Mastercard.
• Bicester Village Shopping Collection: The Bicester Village Shopping Collection is defined by its luxury brands, charming open-air 'village' settings, a welcoming and superior service, a calendar of events and, not least, exceptional value for money. World-leading brands offer savings of up to 60%, and sometimes more, on the recommended ret ail price, in their own luxuriously appointed boutiques, all year round. As a TIER Mastercard® cardholder you get access to:
• VIP invitation (to be exchanged for a VIP card that offers an additional 10% discount on purchases in participating boutiques)
• 15% discount on shopping packages
• 15% discount on chauffeur drive experiences at participating villages
• 15% discount on Shopping Express
• Access to VIP lounges (subject to availability)
• Netflix of Fitness: Achieve your fitness goals wherever you are, whenever you want with Fiit: Enjoy 25% discount on your first Fiit subscription payment with your Mastercard and get:
• Get fit with 800+ workouts with world class trainers
• Never get bored with multiple disciplines: Barre, HIIT, strength, yoga & more
• Enjoy training plans for every level
• Track your progress with smartwatches
• After a 14-day free trial, you will enjoy 25% off on the first payment for your Fiit subscription when using your Mastercard, whether you choose a monthly or yearly plan.
• Lingokids Plus Discount: Get 1 week of complimentary access and 50% off on LingoKids Plus memberships!
• Teach your kids the fun way with LingoKids Plus, to allow them to develop skills like creativity, collaboration, critical thinking, and communication. Use your eligible Mastercard card to subscribe through the Mastercard dedicated page, and enjoy:
• 1 week of complimentary Lingokids Plus membership
• 50% discount on subsequent memberships for an unlimited time (all future monthly subscriptions for new and existing)
• Promo code MASTERCARD50

Master Islamic Credit Card Platinum & Classic – Schedule of Charges:

Master Islamic Credit Card Classic Limits:

Key Features (Islamic Platinum & Classic Card):

• 100% Shariah-Compliant – Designed based on the Ujrah model (fee-based structure) in accordance with Islamic banking principles.
• No Interest (Riba-Free) – Absolutely no interest charges; all transactions are fully compliant with Islamic finance guidelines.
• Global Acceptance – Use anywhere MasterCard is accepted, both domestically and internationally.
• ATM & POS Access – Withdraw cash or make purchases easily and securely.
• Safe & Convenient mode of payment: credit cards contain different parameters which makes it the safest card.
• Useful mode of payment during emergency.
• Higher limit facility compare to Debit Cards.
• Highest availability & functionality all the time: credit cards will be functional even if our host is down or network issues.
• No Need to carry cash.
• Preferred mode of payment in most of Destinations/Locations.
• Pre-Authorization transactions facility.
• Easy to manage payments and monitor transactions anytime.
• Immediate Refund Reversals (if any) compare to other Cards

We're excited to offer you the Master Debit Card (Golden and Red) – a Mastercard-branded card that provides easy access to your account, wherever you are, whenever you need it.

Benefits of Using the GB Master Debit Card (Golden & Red)

Your GB Master Debit Card offers a range of features for easy access to your account, including:

• Withdraw cash from local ATMs within the country.
• Withdraw cash from ATMs abroad.
• Purchases at Merchants: Pay for purchases at merchant locations via POS terminals worldwide.
• Shop online at any website that accepts Mastercard.
• Check your balance and transaction history anytime.
• Print a mini statement of your account activity.
• Change your PIN at any time for added security.
• Shariah Compliant
• EMV/NFC enabled
• 3D Secure/OTP for secure online payment
• PIN for POS and ATM transactions

Transaction Limits and Thresholds

• To help you manage your card usage, we’ve set limits for different types of transactions. Please refer to the table below for more details.

Schedule of Charges

Important Notice

When you receive your Master Debit Card, a personal identification number (PIN) will be sent to your registered mobile number. Please treat this PIN as highly confidential.

For added security, we strongly recommend that you change your initial PIN at any Ghazanfar Bank ATM immediately after activating your card.

Remember:

• Your PIN should be memorized and must not be shared with anyone.
• Protecting your PIN ensures the safety and security of both your card and account.
• You can change the default PIN before traveling overseas with your card, or you can continue using the same PIN.

How to Get a Master Debit Card

To apply for a GB Master Debit Card, you need to have a savings, current, or salary account with Ghazanfar Bank. If you’re already a client, simply visit any of our branches, and our staff will assist you in filling out the application form and gathering the necessary documents.

What to Do if You Lose Your Card?

• If you lose your card, please take the following steps as soon as possible:
• Log in to your Internet Banking account and deactivate your card. If you do not have access to Internet Banking, report the loss at your nearest Ghazanfar Bank branch or call +93 792 214 214 to report the loss and request that your card be blocked.
• Complete the Process: At the branch, fill out the necessary forms to finalize the card block and apply for a replacement.

Important Note: Calling the helpline will temporarily block your card. However, you must visit the branch to complete the formalities and obtain a new card.

Important Guidelines for Using Your Card

To ensure the safety and proper use of your card, please follow these important guidelines:

• Only use your card when you have enough funds in your account to cover the transaction.
• The card is non-transferable and should only be used by the cardholder.
• Never share your personal identification number (PIN) with anyone. Keep it confidential to protect your card from unauthorized use.
• If your card is lost or stolen, notify Ghazanfar Bank immediately to prevent any unauthorized transactions.

Contact Us

If you encounter any issues related to your debit card or need assistance, please contact us through the following channels:

• Visit: Your nearest Ghazanfar Bank branch.
• Phone: +93 792 214 214
• Phone: 2020
• Email: [email protected]

We're excited to offer you the Master Debit Card (Golden and Red) – a Mastercard-branded card that provides easy access to your account, wherever you are, whenever you need it.

Benefits of Using the GB Master Debit Card (Golden & Red)

Your GB Master Debit Card offers a range of features for easy access to your account, including:

• Withdraw cash from local ATMs within the country.
• Withdraw cash from ATMs abroad.
• Purchases at Merchants: Pay for purchases at merchant locations via POS terminals worldwide.
• Shop online at any website that accepts Mastercard.
• Check your balance and transaction history anytime.
• Print a mini statement of your account activity.
• Change your PIN at any time for added security.
• Shariah Compliant
• EMV/NFC enabled
• 3D Secure/OTP for secure online payment
• PIN for POS and ATM transactions

Transaction Limits and Thresholds

• To help you manage your card usage, we’ve set limits for different types of transactions. Please refer to the table below for more details.

Schedule of Charges

Important Notice

When you receive your Master Debit Card, a personal identification number (PIN) will be sent to your registered mobile number. Please treat this PIN as highly confidential.

For added security, we strongly recommend that you change your initial PIN at any Ghazanfar Bank ATM immediately after activating your card.

Remember:

• Your PIN should be memorized and must not be shared with anyone.
• Protecting your PIN ensures the safety and security of both your card and account.
• You can change the default PIN before traveling overseas with your card, or you can continue using the same PIN.

How to Get a Master Debit Card

To apply for a GB Master Debit Card, you need to have a savings, current, or salary account with Ghazanfar Bank. If you’re already a client, simply visit any of our branches, and our staff will assist you in filling out the application form and gathering the necessary documents.

What to Do if You Lose Your Card?

• If you lose your card, please take the following steps as soon as possible:
• Log in to your Internet Banking account and deactivate your card. If you do not have access to Internet Banking, report the loss at your nearest Ghazanfar Bank branch or call +93 792 214 214 to report the loss and request that your card be blocked.
• Complete the Process: At the branch, fill out the necessary forms to finalize the card block and apply for a replacement.

Important Note: Calling the helpline will temporarily block your card. However, you must visit the branch to complete the formalities and obtain a new card.

Important Guidelines for Using Your Card

To ensure the safety and proper use of your card, please follow these important guidelines:

• Only use your card when you have enough funds in your account to cover the transaction.
• The card is non-transferable and should only be used by the cardholder.
• Never share your personal identification number (PIN) with anyone. Keep it confidential to protect your card from unauthorized use.
• If your card is lost or stolen, notify Ghazanfar Bank immediately to prevent any unauthorized transactions.

Contact Us

If you encounter any issues related to your debit card or need assistance, please contact us through the following channels:

• Visit: Your nearest Ghazanfar Bank branch.
• Phone: +93 792 214 214
• Phone: 2020
• Email: [email protected]

Ghazanfar Bank is excited to introduce the AfPay Debit Card, empowered by the Afghanistan Payment System (APS) – the national e-card scheme of Afghanistan.

The AfPay Debit Card offers convenient access to your account with lower transaction fees, making it an efficient and cost-effective choice for your banking needs. It is accepted not only at Ghazanfar Bank ATMs and POS but also at ATMs and POS Terminals of other banks across the country.

Key Benefits of Using the AfPay Debit Card

Ghazanfar Bank AfPay Debit Card offers a range of features for easy access to your account, including:

• Withdraw cash from all local ATMs within the country.
• Pay for purchases with lower fees at merchant locations via POS terminals within the country.
• Conduct cash-out transactions at any POS within the country.
• Card-to-Wallet/Wallet-to-Card: Link your AfPay debit card to your local e-Wallet and perform Card-to-Wallet and Wallet-to-Card transactions.
• Check your account balance anytime.

Transaction Limits and Thresholds

To help you manage your card usage, we’ve set limits for different types of transactions. Please refer to the table below for more details.

Schedule of Charges

Important Notice

When you receive your AfPay Debit Card and a personal identification number (PIN) from any branch of Ghazanfar Bank. Please treat this PIN as highly confidential.

Your PIN should be memorized and must not be shared with anyone.

Protecting your PIN ensures the safety and security of both your card and account.

Using Your Card for the First Time?

• Collect your card from the branch.
• Allow 24 to 48 hours for your card to be activated.
• You can use your card at any Ghazanfar Bank ATM/POS or other banks ATMs/POS Terminals.

How to Get a GB AfPay Debit Card

To apply for an AfPay Debit Card, you need to have a savings, current, or salary account with Ghazanfar Bank. If you’re already a client, simply visit any of our branches, and our staff will assist you in filling out the application form and gathering the necessary documents. You will receive your AfPay Debit card instantly at the branch—no need to wait for delivery.

What to Do if You Lose Your Card?

If you lose your card, please take the following steps as soon as possible:

• Log in to your Internet Banking account and deactivate your card. If you do not have access to Internet Banking, report the loss at your nearest Ghazanfar Bank branch or call +93 792 214 214 to report the loss and request that your card be blocked.
• Complete the Process: At the branch, fill out the necessary forms to finalize the card block and apply for a replacement.

Important Guidelines for Using Your Card

To ensure the safety and proper use of your card, please follow these important guidelines:

• Sufficient Funds: Only use your card when you have enough funds in your account to cover the transaction.
• Personal Use Only: The card is non-transferable and should only be used by the cardholder.
• PIN Security: Never share your personal identification number (PIN) with anyone. Keep it confidential to protect your card from unauthorized use.
• Lost or Stolen Card: If your card is lost or stolen, notify Ghazanfar Bank immediately to prevent any unauthorized transactions.