Mr. Laiq Shah “Laiq” has done Master in Economics from International Islamic University Islamabad, Pakistan. And Bachelors in Economics and Statistics from Peshawar University, Pakistan. He has More than 10 Years of Banking experience mainly in Risk Management, Operational Risk, Credit Risk, Liquidity Risk, Active Management of Investments, Passive Management of Investments, Performance Measurement and Reporting, Indexation, Enhanced Indexation, Risk Modeling such as PVO1, Duration, Convexity, Altman Z-Score, Fixed Market Investment. He has completed CFA Level 1 from Chartered Financial Institute US. He Obtained certificates from The World Bank and IMF in the fields of Risk Management, Portfolio Investment, Performance and Measurement, Indexation and Risk Modeling. He has worked with The Central Bank of Afghanistan (DAB) as a Senior Risk Manager for 9 Years, and currently working as Chief Risk Officer at Ghazanfar Bank. Moreover, he is a Visiting Faculty and Visiting Trainer at University and Professional Banking Institute respectively.