Description

• Conduct regular and ad-hoc Sharia reviews of banking products, financing operations, treasury activities, deposits, and service offerings. • Review contracts, agreements, procedures, and marketing materials for Sharia compliance. • Verify implementation of Sharia Board fatwas, resolutions, and instructions. • Perform Sharia reviews on selected transactions and product processes. • Identify Sharia non-compliance issues and assess their impact. • Recommend corrective and preventive measures. • Support the development and enhancement of Sharia review methodologies, programs, and checklists. • Ensure proper documentation of Sharia review work and findings. • Support integration of Sharia controls into business processes. • Prepare periodic Sharia review reports for the Sharia Head and Sharia Board. • Track implementation of corrective actions and follow up on outstanding issues. • Escalate material Sharia non-compliance matters promptly. • Coordinate with Internal Audit, Compliance, and Risk Management on Sharia-related matters. • Support joint reviews where Sharia risk overlaps with operational or compliance risk. • Provide Sharia input during audits, inspections, and regulatory reviews. • Support business units during product development and process changes. • Provide Sharia review input before new products or services are launched. • Review system configurations affecting Sharia-based products. • Support Sharia awareness initiatives and staff training programs. • Assist in preparing Sharia guidelines and reference materials. • Promote a strong Sharia compliance culture across the Bank.