Ghazanfar Bank is committed to deliver/ provide high valued services to its customers according to their desires, thus, Ghazanfar Bank started issuance of credit card in the year 2021, currently in below two types.
Both the above mentioned cards are categorized in to two types of issuance.
Following are few advantages of credit card.
Extra Privileges of platinum Credit Card
How to avail GB’s Credit Cards?
Note: above points are only applicable if you meet eligibility criteria mentioned below, as well you will receive your master credit card within 10-15 working days, in case of urgency we can process your request urgent and submit the card within 4-7 working days.
All Ghazanfar Bank USD account holders (existing and new clients) aged 18/18+ can apply for the credit card, after the assessment performed in accordance to this procedure including but not limited to a Lien (Cash Collateral) of 120% in their accounts for secured credit cards, and a guarantee as per GB’s and DAB’s collateral requirements for unsecured credit cards (according to credit department assessment).
Persons with physical disabilities (if the disability is below 50%) can apply for credit card only if they have credit worthiness (source of income), however, it should be in accordance with Ghazanfar Bank’s general policy, as well as for unsecured credit cards the maximum age limit is 65 years for customers above mentioned age limit Management approval is required.
If the account is corporate and mode of operation is any two/any three/jointly or if account is individual and there are two/three signatories and they have the same power (MoOp) singly, in these cases consent of all authorized signatories are required in written. Card cannot be issued to FD accounts, however, payroll USD account holders (of Govt. or private entities) are eligible for credit card. For citizen of countries in sanction list or any other special group Ghazanfar Bank’s general policy to be followed.
Credit Card Limits:
Usage Parameters:
Platinum Credit Card
Retail:
| Number of transactions per day | 15 |
| Aggregate amount per day | USD 15,000.00 |
| Number of transactions per Window | 60 |
| Aggregate amount Window | USD 30,000.00 |
| Single transaction Limit | USD 5,000.00 |
Cash:
| Number of transactions per day | 10 |
| Aggregate amount per day | USD 3,000.00 |
| Number of transactions per Window | 30 |
| Aggregate amount Window | USD 10,000.00 |
| Single transaction Limit | USD 2,000.00 |
Pricing information:
|
No |
Details |
Charges Per Transaction/Event/Year |
|
1 |
Main/Supplementary Annual & Issuance Fee (Platinum) |
$170.00 |
|
2 |
Main/Supplementary Annual & Issuance Fee (Classic) |
$30.00 |
|
3 |
PIN Re-issue Fee (Platinum) |
$15.00 |
|
4 |
PIN Re-issue Fee (Classic) |
$10.00 |
|
5 |
Card Replacement Fee (Platinum) |
$50.00 |
|
6 |
Card Replacement Fee (Classic) |
$20.00 |
|
7 |
Card Re-Issue Fee (Platinum) |
$50.00 |
|
8 |
Card Re-Issue Fee (Classic) |
$20.00 |
|
9 |
Card Account Monthly Fee (Classic only) |
$1.42 |
|
10 |
Late Payment Fee |
$20.00 |
|
11 |
Over Limit Fee |
$20.00 |
|
12 |
Debit Interest/Cash |
Outstanding Amount*30%/360 Days* Number of Days Which due amount not Paid |
|
13 |
Debit Interest/Retail |
Outstanding Amount*30%/360 Days* Number of Days due amount not Paid after Grace Period |
|
14 |
ATM Cash Withdrawal From GB ATM & CSC Network |
1.5% with a Minimum of $5.00 |
|
15 |
ATM & Counter Cash Withdrawal Others/All |
2.5% with a Minimum of $8.00 |
|
16 |
Forex/Dynamic Currency Conversion Fee |
3.50% |
Important guidelines:
Contact us:
For any issue related to Credit Card Contact us via following channels: